How I Pay For My Bills Without Working

My electricity, wifi, water and mobile bill as well as my car insurance and Spotify are paid without me working. How? The short answer is passive income. Okay, so I do work full-time because I still need to pay rent, buy $25 cocktails and contribute to my investment portfolio. However, as a lazy 20-something girlContinue reading “How I Pay For My Bills Without Working”

Financial Advice From My Immigrant Parents

I’ve had a few different guests to share their advice on this blog and I have a special one for you today – my parents. Migrating twice to completely new countries with zero help, they have a unique financial outlook and perspective which I would like to share with you today. First up, my dad.Continue reading “Financial Advice From My Immigrant Parents”

How I Lost 10kg/22 lbs Without Spending Any Money

It’s no secret that the diet industry is massive. The weight loss market size was valued at 192.2 billion in 2019, and is projected reach $295.3 billion by 2027. Does this mean that your only option to lose weight is to invest a lot of money? No, not really. I did it for free andContinue reading “How I Lost 10kg/22 lbs Without Spending Any Money”

3 Signs You’re Living Above Your Means

While there’s nothing wrong with treating yourself and making lifestyle upgrades, it can be a fine balance between reasonable and a lifestyle that you cannot afford. So, how do you actually know if you are living beyond your means? What a lot of people do is compare themselves to others, especially those similar in age.Continue reading “3 Signs You’re Living Above Your Means”

As A Finance Blogger, Here’s What I Invest In

“What stocks do you have in your portfolio?” “What stocks are you currently buying?” As a finance blogger, I frequently get the above questions. To be honest, it’s pretty boring! I purchase Vanguard Diversified High Growth Index ETF shares every months, or VDHG for short. By percentage, it is the largest holding in my portfolioContinue reading “As A Finance Blogger, Here’s What I Invest In”

How To Save Money Without Giving Up Everything You Love

There seems to be a common misconception that if you want to save money you need to give up everything fun. No takeaway coffees, no international trips, no brunch out with friends, no shopping – it all sounds pretty sad. And frankly, is it even worth saving money if you will be miserable in life?Continue reading “How To Save Money Without Giving Up Everything You Love”

What’s Your Money Personality?

I stumbled across a fascinating study by Kansas State University that came up with four different ways that we view money. You can check out the study here. Our attitudes towards money is shaped by so many different factors such as our upbringing, income and our social circles and understanding this can help set youContinue reading “What’s Your Money Personality?”

3 Tips For New Investors

As a new investor, there is so much information out there. It’s easy to get overwhelmed and not know where to start. To make things easy, here are 3 tips to know before you get started. 1. Time is a more important factor than how much money you invest Logically, you would think that theContinue reading “3 Tips For New Investors”

7 Financial Mistakes To Avoid In Your 20s

Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s”

How Much Should You Be Spending on Rent?

Okay, I’ll admit – rent is a pretty boring topic. However, housing costs can make or break your finances. It is one of the largest costs we incur and therefore important to get on top of it. Here’s how much you should be spending. How much should you be spending on rent? The generally acceptedContinue reading “How Much Should You Be Spending on Rent?”