How Much Should You Be Spending on Rent?

Okay, I’ll admit – rent is a pretty boring topic. However, housing costs can make or break your finances. It is one of the largest costs we incur and therefore important to get on top of it. Here’s how much you should be spending. How much should you be spending on rent? The generally acceptedContinue reading “How Much Should You Be Spending on Rent?”

3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)

Having a large income doesn’t always translate to wealth. If you make $100,000 a year and spend $110,000 – you will never get on top of your finances and always be stuck living paycheck to paycheck. While your income is an important component, what is even more vital are your money habits. I’ve shared 3Continue reading “3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)”

3 Money Habits That Are Keeping You Poor

Do you have a decent salary but wonder where your money goes every month? It’s likely your income isn’t the problem, but rather your money habits. Even if you make a large income, it’s very challenging to create wealth if you have poor money habits. Here are 3 key actions to avoid. 1. Paying yourselfContinue reading “3 Money Habits That Are Keeping You Poor”

How A Stage 4 Lockdown Impacted My Budget

This will be the only time my life where I managed to save such a large percentage of my income. Being honest, the Melbourne Stage 4 lockdown hasn’t been a particularly enjoyable experience. What has been great however, is the impact the lockdown has had on my budget. Here’s what happened. My previously high transportContinue reading “How A Stage 4 Lockdown Impacted My Budget”

What Is The Minimum Amount To Start Investing?

Technically, it’s $500. That is the lowest amount that you can choose for a first trade on the ASX (Australian Securities Exchange). However, there are a few things to consider before you go ahead and make this first purchase. Brokerage fees Ever wondered why larger amounts like $5,000 or $10,000 are recommended to start investingContinue reading “What Is The Minimum Amount To Start Investing?”

3 Online Shopping Hacks To Save You Money in 2020

Australian eCommerce grew more than 80% in the 8 weeks after the COVID-19 pandemic was declared by the WHO*. Whoa. We’re online shopping more than ever before so here are my 3 secrets to help you save some cash. We all know to search for coupon codes and sort from lowest to highest cost soContinue reading “3 Online Shopping Hacks To Save You Money in 2020”

3 Ways I Made Extra Money During Lock-down

What a crazy time this is. Us Melburnians can’t go out of a 5km radius of our homes and are only allowed one hour of exercise per day. How do I stay entertained? Blogging of course! All jokes aside, I hope everyone is safe, healthy and happy 🙂 Like many of us, I have beenContinue reading “3 Ways I Made Extra Money During Lock-down”

5 Ways to Save Instantly On Your Next Grocery Shop

Note from The Money Marketer: This is a guest post kindly written by Frugal Beans. Sarne & Steph are a Sydney-based couple who have the best knowledge on how to be resourceful and frugal. Check out their website by clicking here – hope you enjoy the article! Groceries are one of the largest expenses weContinue reading “5 Ways to Save Instantly On Your Next Grocery Shop”

3 Things Not To Do When Managing Finances as a Couple

Note from The Money Marketer: This is a guest post kindly written by WealthFitzYou. Knowing how to navigate finances with your partner is so important and I’d love to help you out with that. However, I personally don’t have any experience with this as a single woman with independent finances. This is where WealthFitzYou comesContinue reading “3 Things Not To Do When Managing Finances as a Couple”

Is Choosing An Investment The Same As Choosing A Lottery Ticket?

Trying to pick a winning investment may seem like buying a lottery ticket. What’s going to boom in the future? “Afterpay?” “Medical marjiuana stocks?” “Bitcoin?” It may seem like it’s a game of chance and luck. However, this is not the case. Long-term stock market investing is not the same as gambling. Here’s why. WhenContinue reading “Is Choosing An Investment The Same As Choosing A Lottery Ticket?”