5 Reasons Why People Lose Money In The Stock Market

Investing in stocks can seem really scary and intimidating especially when you hear personal experiences about losses. And yes, it does carry risk! However, avoiding these mistakes, educating yourself and doing research will substantially increase your likelihood for success. Just a note that I am a long-term investor that prefers stable and lower risk investments.Continue reading “5 Reasons Why People Lose Money In The Stock Market”

7 Ways To Treat Yourself Without Spending a Cent (Lockdown-friendly!)

We’re all going through a tough time right now. Getting sick, high unemployment, no travel, stress and constant anxiety – it’s a lot to handle. In times like this, it’s important to be kind to yourself and splurge here and there to help you get through. Beauty products are my personal weakness and I loveContinue reading “7 Ways To Treat Yourself Without Spending a Cent (Lockdown-friendly!)”

Stop Throwing Away Canned Chickpea Water!

Here’s a frugal tip for you – instead of throwing away the water you get with canned chickpeas…make dessert with it! This may sound insane and I was certainly sceptical of this at first. How can water from a chickpea can, something I usually discard actually be useful? The secret is to whip it. OnceContinue reading “Stop Throwing Away Canned Chickpea Water!”

Three Money Lessons That COVID-19 Has Taught Me

We can all agree that the last year has been crazy. The pandemic has affected every area of our lives, including our finances. I have learned so much about myself and my money habits and decided to reflect on this. Here are three money lessons that COVID-19 has taught me! 1. The importance of cashContinue reading “Three Money Lessons That COVID-19 Has Taught Me”

Why You Need an Emergency Fund

If you don’t have an emergency fund, you need to start working towards this right now! You’ll never hear me say this about anything else. Invest when you feel ready, buy real estate when you have the funds. However, creating an emergency fund is the opposite. You need an emergency fund now. Here’s why. WhatContinue reading “Why You Need an Emergency Fund”

How Much Should I Be Investing?

If you’re a new investor, this is one of the first questions you’ll ask yourself. Unfortunately, I will not be giving you a magic number of how much you should be investing weekly as there is no one right answer. However, I can help you figure this out. The amount invested depends on: Your financialContinue reading “How Much Should I Be Investing?”

6 Skincare Tips That Won’t Cost You a Cent

Did you know that you can buy a skin moisturiser that costs $1,355 for 100ml? For that price, I’d expect a new face… Skincare can be really expensive and I’ll admit – I do fork out a bit of money on it too. I’ve always had difficult skin and had to visit dermatologists to getContinue reading “6 Skincare Tips That Won’t Cost You a Cent”

How I Saved My First $50,000 at 20

There’s a lot of financial advice floating around on how to save money. Most of it includes things like cutting out your daily coffee, packing lunch to work or only buying items on sale. While these tips may help you temporarily save an extra $50 or $100, they are not going to help you saveContinue reading “How I Saved My First $50,000 at 20”

8 Finance Tips Everyone In Their 20s Should Know

Your 20s financial habits can be incredibly powerful. Not only can you build life-long positive financial habits, but also take advantage of compounding through investing. Here are 8 tips that everyone in their 20s should know! 1. Develop a valuable skill (that makes you money!) This is one of the most important things to setContinue reading “8 Finance Tips Everyone In Their 20s Should Know”

Why I’ll Never Buy a New Car – Even If I’m a Millionaire

I would never buy a brand-new car, even when I become a millionaire. Why? Most new cars purchases are horrible financial decisions – especially when you’re young with a lower income. You may be thinking “I can easily afford the repayments” or maybe even “I can afford to buy it in cash, what’s the bigContinue reading “Why I’ll Never Buy a New Car – Even If I’m a Millionaire”