How I Saved My First $50,000 at 20

There’s a lot of financial advice floating around on how to save money. Most of it includes things like cutting out your daily coffee, packing lunch to work or only buying items on sale. While these tips may help you temporarily save an extra $50 or $100, they are not going to help you saveContinue reading “How I Saved My First $50,000 at 20”

3 Online Shopping Hacks To Save You Money

Australian eCommerce grew more than 80% in the 8 weeks after the COVID-19 pandemic was declared by the WHO*. Whoa. We’re online shopping more than ever before so here are my 3 secrets to help you save some cash. We all know to search for coupon codes and sort from lowest to highest cost soContinue reading “3 Online Shopping Hacks To Save You Money”

Why Saving Money Won’t Make You Rich

When I was a kid, I thought that in order to become wealthy, you had to save a lot of money. If you kept saving and saving, soon you would have a lot of money, right? It seems to be the safest and most reliable method to generate wealth, does it not? Unfortunately, this isn’tContinue reading “Why Saving Money Won’t Make You Rich”

Why I Don’t Reinvest My Dividends

We all love receiving dividends and the common advice in regards to dividends is to reinvest them. Why? Reinvesting these dividends allows an investor to super-charge future returns, using the power of compound interest. It’s a pretty great strategy. It is cheap, easy, flexible and increase stock market returns substantially. That being said, I actuallyContinue reading “Why I Don’t Reinvest My Dividends”

Frugal Hack: Buy New Buttons – Not Clothes!

As the mornings get colder, we are well and truly headed towards winter. I’ve had the same few wool and cashmere coats which I have worn for years and was feeling a bit bored of them. Instead of buying new ones, I instead bought new buttons and transformed them into completely different garments. One problemContinue reading “Frugal Hack: Buy New Buttons – Not Clothes!”

How To Invest In Property Without Actually Buying Property

Recently, I was chatting to a girlfriend who mentioned that she wanted to invest in property but didn’t have the cash to do so. She wanted the returns of the Australian property market without committing herself to purchasing an entire house. However, you really don’t have to – it is still possible to get realContinue reading “How To Invest In Property Without Actually Buying Property”

Why I’m Not Buying A Home (Even Though I Can Afford One)

If I told my younger self that I still didn’t own a property, she’d probably freak out. For the longest time, buying property was my number one goal. I educated myself on the nitty gritty and knew exactly what I wanted, with the means to do it. However, after a failed attempt I reassessed andContinue reading “Why I’m Not Buying A Home (Even Though I Can Afford One)”

Financial Advice From My Immigrant Parents

I’ve had a few different guests to share their advice on this blog and I have a special one for you today – my parents. Migrating twice to completely new countries with zero help, they have a unique financial outlook and perspective which I would like to share with you today. First up, my dad.Continue reading “Financial Advice From My Immigrant Parents”

How I Lost Weight 10kg/22 lbs Without Spending Any Money

It’s no secret that the diet industry is massive. The weight loss market size was valued at 192.2 billion in 2019, and is projected reach $295.3 billion by 2027. Does this mean that your only option to lose weight is to invest a lot of money? No, not really. Here’s how I lost weight forContinue reading “How I Lost Weight 10kg/22 lbs Without Spending Any Money”

Are You Living Above Your Means? Here Are 3 Signs To Watch Out For

While there’s nothing wrong with treating yourself and making lifestyle upgrades, it can be a fine balance between reasonable and a lifestyle that you cannot afford. So, how do you actually know if you are living beyond your means? What a lot of people do is compare themselves to others, especially those similar in age.Continue reading “Are You Living Above Your Means? Here Are 3 Signs To Watch Out For”