Only 35% of women can answer these financial questions correctly

The Household, Income and Labour Dynamics in Australia (HILDA) ran a survey a couple of years ago to determine financial literacy nationwide. It found only 35 per cent of women answered all five questions correctly, compared with 50 per cent of men. I find this figure disappointing and feel that we need to work towardsContinue reading “Only 35% of women can answer these financial questions correctly”

Here’s How To Have a Luxury Holiday for $200

I love the finer things in life. I’m also focused on financial freedom. Here’s how I had a luxury holiday for $216.30 – a compromise that ensured I still enjoyed my life without blowing my budget. I stayed in a luxury room in a 5-star hotel (The Langham), ate incredible food, enjoyed an exclusive clubContinue reading “Here’s How To Have a Luxury Holiday for $200”

Chase Freedom, Not Money

I’m all about chasing financial freedom, not money. Okay, but what’s the difference? Financial freedom is about being stable and comfortable to do what YOU want. Whether that is leaving a toxic job, retiring early or wanting to start a business – financial freedom allows you to live life on your terms. It is aboutContinue reading “Chase Freedom, Not Money”

How I Bought a $900 Blazer for $7

Here’s my thrift/op shop white whale. As a big advocate for second hand shopping, I wanted to share my favourite purchase – the Carla Zampatti blazer. Yes, the brand that sells blazers for around $900. I got mine for a cool $7 at my local Salvation Army, in completely mint condition. Although I’ve had thisContinue reading “How I Bought a $900 Blazer for $7”

3 Reasons To Invest In The Stock Market Instead Of Real Estate

Choosing the type of investment to make really depends on your own personal circumstances. Your financial goals, risk tolerance and investment horizon. However, I find that in Australia SO many people are focused on real estate investment. While I think real estate has several benefits such as providing tax breaks and is less volatile, I’dContinue reading “3 Reasons To Invest In The Stock Market Instead Of Real Estate”

I’ll never make an extra contribution to my superannuation fund. Here are 3 reasons why.

For any non-Australians reading this, superannuation or “super” for short is currently the main method to save for retirement in Australia. Your employer must pay a percentage of your earnings into your super account, and your super fund invests the money until you retire. On top of the standard amount that your employer invests, youContinue reading “I’ll never make an extra contribution to my superannuation fund. Here are 3 reasons why.”

The $13.95 Product that Transformed My Hair

I am someone who takes really great care of my hair. I invest significant time, effort and money to make sure it looks great – probably something to do with being South Asian. Through this, I have tried higher-end products to see if a higher price would give me a better result. The results areContinue reading “The $13.95 Product that Transformed My Hair”

5 Free Things To Do in the Brisbane CBD

I recently got back from a trip to Brisbane and was surprised that I spent $0 on attractions! Here are six places that you can visit for absolutely free. Brisbane Botanical Gardens – Not only are these stunning gardens beautiful to explore on your own, but free guided walks are also avaliable daily. Queensland MuseumContinue reading “5 Free Things To Do in the Brisbane CBD”

Are you losing money by saving money?

There you are, regularly socking away 20% of your pay into a savings account. The safest, and most reliable method to generate wealth. Right? Wrong! Money loses its value over time, due to a concept known as inflation. In Australia, our inflation rate has been pretty consistent at around 2%. This means that your moneyContinue reading “Are you losing money by saving money?”

3 Powerful Ways To Help Your Finances Today

Getting on top of your money is often a slow and boring slog. However, there are strategies to help your finances today. Here are 3 things you can do today to help your finances. 1. Understand your money goals Do you want to save for a holiday? A first home deposit? Increase your income? ClearlyContinue reading “3 Powerful Ways To Help Your Finances Today”