Financial Advice From My Immigrant Parents

I’ve had a few different guests to share their advice on this blog and I have a special one for you today – my parents. Migrating twice to completely new countries with zero help, they have a unique financial outlook and perspective which I would like to share with you today. First up, my dad.Continue reading “Financial Advice From My Immigrant Parents”

How I Lost 10kg/22 lbs Without Spending Any Money

It’s no secret that the diet industry is massive. The weight loss market size was valued at 192.2 billion in 2019, and is projected reach $295.3 billion by 2027. Does this mean that your only option to lose weight is to invest a lot of money? No, not really. I did it for free andContinue reading “How I Lost 10kg/22 lbs Without Spending Any Money”

3 Signs You’re Living Above Your Means

While there’s nothing wrong with treating yourself and making lifestyle upgrades, it can be a fine balance between reasonable and a lifestyle that you cannot afford. So, how do you actually know if you are living beyond your means? What a lot of people do is compare themselves to others, especially those similar in age.Continue reading “3 Signs You’re Living Above Your Means”

How To Save Money Without Giving Up Everything You Love

There seems to be a common misconception that if you want to save money you need to give up everything fun. No takeaway coffees, no international trips, no brunch out with friends, no shopping – it all sounds pretty sad. And frankly, is it even worth saving money if you will be miserable in life?Continue reading “How To Save Money Without Giving Up Everything You Love”

What’s Your Money Personality?

I stumbled across a fascinating study by Kansas State University that came up with four different ways that we view money. You can check out the study here. Our attitudes towards money is shaped by so many different factors such as our upbringing, income and our social circles and understanding this can help set youContinue reading “What’s Your Money Personality?”

7 Financial Mistakes To Avoid In Your 20s

Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s”

How Much Should You Be Spending on Rent?

Okay, I’ll admit – rent is a pretty boring topic. However, housing costs can make or break your finances. It is one of the largest costs we incur and therefore important to get on top of it. Here’s how much you should be spending. How much should you be spending on rent? The generally acceptedContinue reading “How Much Should You Be Spending on Rent?”

3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)

Having a large income doesn’t always translate to wealth. If you make $100,000 a year and spend $110,000 – you will never get on top of your finances and always be stuck living paycheck to paycheck. While your income is an important component, what is even more vital are your money habits. I’ve shared 3Continue reading “3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)”

3 Money Habits That Are Keeping You Poor

Do you have a decent salary but wonder where your money goes every month? It’s likely your income isn’t the problem, but rather your money habits. Even if you make a large income, it’s very challenging to create wealth if you have poor money habits. Here are 3 key actions to avoid. 1. Paying yourselfContinue reading “3 Money Habits That Are Keeping You Poor”

How A Stage 4 Lockdown Impacted My Budget

This will be the only time my life where I managed to save such a large percentage of my income. Being honest, the Melbourne Stage 4 lockdown hasn’t been a particularly enjoyable experience. What has been great however, is the impact the lockdown has had on my budget. Here’s what happened. My previously high transportContinue reading “How A Stage 4 Lockdown Impacted My Budget”