5 Things To Know Before Investing

Don’t we all wish we could back in time? Here are 5 things I wish I could tell myself before I started investing! 1. Investing is easy – saving money is hard. You don’t need to be good at maths, a charting expert or some kind of finance genius. It’s pretty simple – don’t beContinue reading “5 Things To Know Before Investing”

All About Gold Investment

As a South Asian, I’ve always been a fan of gold as an investment. Why Invest In Gold? If offers excellent diversification benefits – gold is one of the few assets that which has a negative correlation with shares during market downturns. Having multiple assets with different correlations helps minimise risk in your portfolio, increasingContinue reading “All About Gold Investment”

The 3 Stages To Financial Freedom

It can be confusing to figure out where you are in your money journey. What steps should you take to start building your wealth, what should you do next? Here are three easy to steps to follow through, for fool-proof financial success. 1. Make Money This is the most straightforward step. It applies to thoseContinue reading “The 3 Stages To Financial Freedom”

Have I Made Any Changes To My Finances In The COVID-19 Outbreak?

We are currently experiencing a difficult and unpredictable time among the recent COVID-19/Cornona Virus outbreak. This has had substantial impacts on the economy, including the stock market facing a massive drop. I wanted to discuss my thoughts about if I will be making any changes to my investment strategy, what I will be keeping theContinue reading “Have I Made Any Changes To My Finances In The COVID-19 Outbreak?”

How Do I Actually Invest Money?

This post is for all my beginner investors. There you are – kind of interested in investing, have a bit of extra income but not sure how to actually do it. Or even what your options are. There is SO much information out there which can makes things pretty overwhelming! Let me break it downContinue reading “How Do I Actually Invest Money?”

3 Reasons To Invest In The Stock Market Instead Of Real Estate

Choosing the type of investment to make really depends on your own personal circumstances. Your financial goals, risk tolerance and investment horizon. However, I find that in Australia SO many people are focused on real estate investment. While I think real estate has several benefits such as providing tax breaks and is less volatile, I’dContinue reading “3 Reasons To Invest In The Stock Market Instead Of Real Estate”

I’ll never make an extra contribution to my superannuation fund. Here are 3 reasons why.

For any non-Australians reading this, superannuation or “super” for short is currently the main method to save for retirement in Australia. Your employer must pay a percentage of your earnings into your super account, and your super fund invests the money until you retire. On top of the standard amount that your employer invests, youContinue reading “I’ll never make an extra contribution to my superannuation fund. Here are 3 reasons why.”

How do I buy a stock/share in Australia? Easy guide with examples

Know what company you are ready to invest in? Great! I am going to purchase some shares today and take you through the step-by-step process. Keep in mind that this is a very basic guide and is certainly not inclusive of all options and steps that one can take. In Australia, the Australian Securities ExchangeContinue reading “How do I buy a stock/share in Australia? Easy guide with examples”

Are you losing money by saving money?

There you are, regularly socking away 20% of your pay into a savings account. The safest, and most reliable method to generate wealth. Right? Wrong! Money loses its value over time, due to a concept known as inflation. In Australia, our inflation rate has been pretty consistent at around 2%. This means that your moneyContinue reading “Are you losing money by saving money?”