Why You Need an Emergency Fund

If you don’t have an emergency fund, you need to start working towards this right now! You’ll never hear me say this about anything else. Invest when you feel ready, buy real estate when you have the funds. However, creating an emergency fund is the opposite. You need an emergency fund now. Here’s why. WhatContinue reading “Why You Need an Emergency Fund”

Passive Income 101: Here’s How I Pay My Bills With It

Passive income pays for my electricity, wifi, water and mobile bills without me working. How? With investing! Okay, so I do work full-time because I still need to pay rent, buy $25 cocktails and contribute to my investment portfolio. However, as a lazy 20-something girl – I love passive income. Earning money while doing nothingContinue reading “Passive Income 101: Here’s How I Pay My Bills With It”

5 Money Tips From A Frugal Shopaholic

Do you love shopping but always find yourself spending a little too much? I totally relate. Beauty products, home d├ęcor, bags, shoes – you name it, I love shopping! Not only do I enjoy the process but I love bringing home a beautiful piece. It’s a hobby that brings me a lot of joy. Here’sContinue reading “5 Money Tips From A Frugal Shopaholic”

3 Money Habits That Are Keeping You Poor

Do you have a decent salary but wonder where your money goes every month? It’s likely your income isn’t the problem, but rather your money habits. Even if you make a large income, it’s very challenging to create wealth if you have poor money habits. Here are 3 key actions to avoid. 1. Paying yourselfContinue reading “3 Money Habits That Are Keeping You Poor”

I Spent Over $300 On a Thrift Clothing Haul

Buying items second hand is a great way to save money. Unless, you’re like me who drops $300 op shopping in one day making it not the best financial move that it is supposed to be. Whoops. Here’s my thrift clothing haul! FYI: All prices are in AUD. Corporate Wear With all of us slowlyContinue reading “I Spent Over $300 On a Thrift Clothing Haul”

Splurge or Save? Here’s What I Go Cheap On And What I Spend On

We all have different priorities when it comes to spending money, here are mine! I go “cheap” on: Rent Furniture My car Clothes Travel/holidays On the other hand, I like to “splurge” on: Food Shoes Handbags Beauty products Kitchen appliances I am one of those people that believes in “if you take care of theContinue reading “Splurge or Save? Here’s What I Go Cheap On And What I Spend On”

Is Expensive Makeup Worth It?

For those of us who love makeup, it can be hard to figure out if it is worth it to buy a more expensive item. As a makeup connoisseur for the last decade, I think that it really depends! There are unfortunately a LOT of brands out there who charge obscene amounts for poor-performing products.Continue reading “Is Expensive Makeup Worth It?”

6-Figure Net Worth at 22: Here’s How I Did It

I amassed a 6-figure net worth at 22, here are my top tips for success. Having a large income doesn’t always translate to wealth. If you make $100,000 a year and spend $110,000 – you will struggle to build wealth. While your income is an important component, what is even more vital are your moneyContinue reading “6-Figure Net Worth at 22: Here’s How I Did It”

7 Financial Mistakes To Avoid In Your 20s in 2021

Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s in 2021”

3 Online Shopping Hacks To Save You Money

Australian eCommerce grew more than 80% in the 8 weeks after the COVID-19 pandemic was declared by the WHO*. Whoa. We’re online shopping more than ever before so here are my 3 secrets to help you save some cash. We all know to search for coupon codes and sort from lowest to highest cost soContinue reading “3 Online Shopping Hacks To Save You Money”