If you don’t have an emergency fund, you need to start working towards this right now! You’ll never hear me say this about anything else. Invest when you feel ready, buy real estate when you have the funds. However, creating an emergency fund is the opposite. You need an emergency fund now. Here’s why. WhatContinue reading “Why You Need an Emergency Fund”
Tag Archives: Frugal Living
How I Saved My First $50,000 at 20
There’s a lot of financial advice floating around on how to save money. Most of it includes things like cutting out your daily coffee, packing lunch to work or only buying items on sale. While these tips may help you temporarily save an extra $50 or $100, they are not going to help you saveContinue reading “How I Saved My First $50,000 at 20”
Passive Income 101: Here’s How I Pay My Bills With It
Passive income pays for my electricity, wifi, water and mobile bills without me working. How? With investing! Okay, so I do work full-time because I still need to pay rent, buy $25 cocktails and contribute to my investment portfolio. However, as a lazy 20-something girl – I love passive income. Earning money while doing nothingContinue reading “Passive Income 101: Here’s How I Pay My Bills With It”
5 Money Tips From A Frugal Shopaholic
Do you love shopping but always find yourself spending a little too much? I totally relate. Beauty products, home décor, bags, shoes – you name it, I love shopping! Not only do I enjoy the process but I love bringing home a beautiful piece. It’s a hobby that brings me a lot of joy. Here’sContinue reading “5 Money Tips From A Frugal Shopaholic”
3 Money Habits That Are Keeping You Poor
Do you have a decent salary but wonder where your money goes every month? It’s likely your income isn’t the problem, but rather your money habits. Even if you make a large income, it’s very challenging to create wealth if you have poor money habits. Here are 3 key actions to avoid. 1. Paying yourselfContinue reading “3 Money Habits That Are Keeping You Poor”
I Spent Over $300 On a Thrift Clothing Haul
Buying items second hand is a great way to save money. Unless, you’re like me who drops $300 op shopping in one day making it not the best financial move that it is supposed to be. Whoops. Here’s my thrift clothing haul! FYI: All prices are in AUD. Corporate Wear With all of us slowlyContinue reading “I Spent Over $300 On a Thrift Clothing Haul”
7 Financial Mistakes To Avoid In Your 20s in 2023
Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s in 2023”
Splurge or Save? Here’s What I Go Cheap On And What I Spend On
We all have different priorities when it comes to spending money, here are mine! I go “cheap” on: On the other hand, I like to “splurge” on: I am one of those people that believes in “if you take care of the pounds, the pennies will take care of themselves”. Looking at the big pictureContinue reading “Splurge or Save? Here’s What I Go Cheap On And What I Spend On”
Are Vitamix Blenders Worth It? $600 Blender Review
Is a Vitamix worth the money? Are Vitamix blenders worth it? Six years ago, I made the big decision to buy a Vitamix. Even after a sale, it ended up costing $595. Yes, I spent that much money on a blender. Is that insane? Maybe. However, after six years I believe I can give aContinue reading “Are Vitamix Blenders Worth It? $600 Blender Review”
7 Cheap Meal Ideas From a Lazy Girl
Who knew that such a big part of being an adult would be trying to decide what to eat for dinner each night? Here are some cheap meal ideas to help you out. It can be so tough working all day, coming home exhausted only to have to make a meal from scratch. It canContinue reading “7 Cheap Meal Ideas From a Lazy Girl”