7 Financial Mistakes To Avoid In Your 20s in 2021

Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s in 2021”

Can Investing Make You Rich?

Short answer, yes – it can! “Can investing make you rich?” This was one of the first questions I had when I started my financial journey. When I first started getting into investing, it was so confusing. There seemed to be people becoming millionaires from the stock market and making a full-time income out ofContinue reading “Can Investing Make You Rich?”

How I Saved My First $50,000 at 20

There’s a lot of financial advice floating around on how to save money. Most of it includes things like cutting out your daily coffee, packing lunch to work or only buying items on sale. While these tips may help you temporarily save an extra $50 or $100, they are not going to help you saveContinue reading “How I Saved My First $50,000 at 20”

Why I’m Not Buying A Home (Even Though I Can Afford One)

If I told my younger self that I still didn’t own a property, she’d probably freak out. For the longest time, buying property was my number one goal. I educated myself on the nitty gritty and knew exactly what I wanted, with the means to do it. However, after a failed attempt I reassessed andContinue reading “Why I’m Not Buying A Home (Even Though I Can Afford One)”

Can You Pay Your Bills Without Working? Here’s How I Do It

My electricity, wifi, water and mobile bill as well as my car insurance and Spotify are paid without me working. How? The short answer is passive income. Okay, so I do work full-time because I still need to pay rent, buy $25 cocktails and contribute to my investment portfolio. However, as a lazy 20-something girlContinue reading “Can You Pay Your Bills Without Working? Here’s How I Do It”

Financial Advice From My Immigrant Parents

I’ve had a few different guests to share their advice on this blog and I have a special one for you today – my parents. Migrating twice to completely new countries with zero help, they have a unique financial outlook and perspective which I would like to share with you today. First up, my dad.Continue reading “Financial Advice From My Immigrant Parents”

Here’s What I Invest In As An Australian Finance Blogger

“What stocks do you have in your portfolio?” “What stocks are you currently buying?” As a finance blogger, I frequently get the above questions. To be honest, it’s pretty boring! I purchase Vanguard Diversified High Growth Index ETF shares every months, or VDHG for short. By percentage, it is the largest holding in my portfolioContinue reading “Here’s What I Invest In As An Australian Finance Blogger”

What’s Your Money Personality?

I stumbled across a fascinating study by Kansas State University that came up with four different ways that we view money. You can check out the study here. Our attitudes towards money is shaped by so many different factors such as our upbringing, income and our social circles and understanding this can help set youContinue reading “What’s Your Money Personality?”

3 Tips For New Investors

As a new investor, there is so much information out there. It’s easy to get overwhelmed and not know where to start. To make things easy, here are 3 tips to know before you get started. 1. Time is a more important factor than how much money you invest Logically, you would think that theContinue reading “3 Tips For New Investors”

3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)

Having a large income doesn’t always translate to wealth. If you make $100,000 a year and spend $110,000 – you will never get on top of your finances and always be stuck living paycheck to paycheck. While your income is an important component, what is even more vital are your money habits. I’ve shared 3Continue reading “3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)”