Why I’m Not Buying A Home (Even Though I Can Afford One)

If I told my younger self that I still didn’t own a property, she’d probably freak out. For the longest time, buying property was my number one goal. I educated myself on the nitty gritty and knew exactly what I wanted, with the means to do it. However, after a failed attempt I reassessed andContinue reading “Why I’m Not Buying A Home (Even Though I Can Afford One)”

How I Pay For My Bills Without Working

My electricity, wifi, water and mobile bill as well as my car insurance and Spotify are paid without me working. How? The short answer is passive income. Okay, so I do work full-time because I still need to pay rent, buy $25 cocktails and contribute to my investment portfolio. However, as a lazy 20-something girlContinue reading “How I Pay For My Bills Without Working”

Financial Advice From My Immigrant Parents

I’ve had a few different guests to share their advice on this blog and I have a special one for you today – my parents. Migrating twice to completely new countries with zero help, they have a unique financial outlook and perspective which I would like to share with you today. First up, my dad.Continue reading “Financial Advice From My Immigrant Parents”

As A Finance Blogger, Here’s What I Invest In

“What stocks do you have in your portfolio?” “What stocks are you currently buying?” As a finance blogger, I frequently get the above questions. To be honest, it’s pretty boring! I purchase Vanguard Diversified High Growth Index ETF shares every months, or VDHG for short. By percentage, it is the largest holding in my portfolioContinue reading “As A Finance Blogger, Here’s What I Invest In”

What’s Your Money Personality?

I stumbled across a fascinating study by Kansas State University that came up with four different ways that we view money. You can check out the study here. Our attitudes towards money is shaped by so many different factors such as our upbringing, income and our social circles and understanding this can help set youContinue reading “What’s Your Money Personality?”

3 Tips For New Investors

As a new investor, there is so much information out there. It’s easy to get overwhelmed and not know where to start. To make things easy, here are 3 tips to know before you get started. 1. Time is a more important factor than how much money you invest Logically, you would think that theContinue reading “3 Tips For New Investors”

7 Financial Mistakes To Avoid In Your 20s

Your 20s are an interesting time. It is when most of us are able to start earning a decent pay check for the first time in our lives and take on major financial responsibilities such as debt. While it is really exciting (Especially the whole full-time salary part!), it can also be scary and overwhelming.Continue reading “7 Financial Mistakes To Avoid In Your 20s”

3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)

Having a large income doesn’t always translate to wealth. If you make $100,000 a year and spend $110,000 – you will never get on top of your finances and always be stuck living paycheck to paycheck. While your income is an important component, what is even more vital are your money habits. I’ve shared 3Continue reading “3 Habits That Helped Me Build a Six-Figure Net Worth (in my 20s)”

3 Money Habits That Are Keeping You Poor

Do you have a decent salary but wonder where your money goes every month? It’s likely your income isn’t the problem, but rather your money habits. Even if you make a large income, it’s very challenging to create wealth if you have poor money habits. Here are 3 key actions to avoid. 1. Paying yourselfContinue reading “3 Money Habits That Are Keeping You Poor”

What Is The Minimum Amount To Start Investing?

Technically, it’s $500. That is the lowest amount that you can choose for a first trade on the ASX (Australian Securities Exchange). However, there are a few things to consider before you go ahead and make this first purchase. Brokerage fees Ever wondered why larger amounts like $5,000 or $10,000 are recommended to start investingContinue reading “What Is The Minimum Amount To Start Investing?”